Loans For Individuals

Earn Attractive Yields With a Loan Investment

Lend out CHF, EUR and USD peer-to-peer to take advantage of highly attractive yields compared to conventional short-term money market instruments.

Outperform Fiat Instruments

Take advantage of highly attractive yields by financing collateralized loans. Benefit from yields on CHF, EUR and USD investments that are up to three times higher than conventional short-term currency instruments and let us do all the work for you. Please note that loan availability is dependent on your jurisdiction of residence and may not be available in your jurisdiction.

Valid as of October 2024
Based on the 12-month yield of Bitcoin Suisse P2P loan investments for USD, EUR and CHF compared to EST, SARON and SOFR. Sources: CHF: Six Group, EUR: ECB, USD: New York FED
Currency	Conventional 12m yield	P2P 12m yield
EUR	3.85% (EST)	8.00%
CHF	1.48% (SARON)	6.19%
USD	4.14% (SOFR)	9.00%

Why We’re Better

Performance speaks louder than words. Earn attractive yields that outperform conventional short-term fiat currency instruments. Based on the 12-month yield of Bitcoin Suisse P2P loan investments for USD, EUR and CHF compared to EST, SARON and SOFR as of October 2024. Sources: CHF: Six Group, EUR: ECB, USD: New York FED.

Loans are over-collateralized with conservative loan-to-value ratios, and all crypto collateral assets are safely secured in the Bitcoin Suisse Vault and held off-balance sheet minimizing counterparty risk.

The yield on P2P loans tends to be weakly correlated with traditional asset classes, allowing you to diversify your investments.

Our systems remained uninterrupted and loan investors suffered no losses even in the face of major market disruptions like COVID, the China crypto ban, and the collapse of Terra Luna and FTX.

You can rely on outstanding client service from your dedicated relationship manager well beyond standard banking hours.

The Numbers Tell Their Own Story

The numbers below apply to the Bitcoin Suisse Group.

24/7

Collateral monitoring for hard and soft margin calls.

7.73 %

Average 12m yield*

20 +

Relationship Manager

0

Downtime or losses.**

*Based on the average of the 12-month yields of Bitcoin Suisse P2P loan investments for USD, EUR and CHF as of October 2024. ** In the month of the COVID outbreak, the China crypto ban, the Terra Luna collapse, or the FTX bankruptcy.

How to Invest in Loans with Us

To finance loans with us and start earning attractive yields, simply follow the three steps below.

Ready to Start Outperforming?

Benefit from highly attractive yields with our proven and resilient P2P lending architecture.

Additional Services For Individuals

Our cohesive suite of crypto finance services provides a seamlessly integrated ownership and investment experience. Here are the other services you can avail of by opening an account:

Trading - Invest
Best execution across over 12 of the world’s largest and most trusted crypto venues, with minimized counterparty risk and extensive API support.
Staking - Grow
Earn rewards that regularly outperform industry benchmarks from proof-of-stake crypto assets like ETH, SOL, DOT, ADA and many more.

Custody - Protect
Protect your crypto assets with our institutional-grade, ISAE 3402 audited cold storage solution, Bitcoin Suisse Vault.
Lending - Leverage
Access cash without selling your crypto. Borrow USD, EUR or CHF using over 15 supported crypto assets to back your loan.
Become a Client
Profit from the native expertise of the Swiss market leader since 2013.