Interest Rates and Terms
Generally, the collateralization of credit is a minimum of 200% to protect clients against margin calls. The duration of credits issued is a minimum of three months. Credit volumes start at USD 100,000 or equivalent and are available up to single positions of USD 50 million. Multiple crypto assets can be pledged as collateral. The interest rate is subject to an individual assessment for each credit agreement and is determined by the liquidity and value of the collateral offered, as well as the volume of the credit. The indicative interest rate is 10% p.a.
Potential Risks
A collateralized loan is a way of leveraging your portfolio, hence it bears an inherent risk. We encourage responsible financial behaviour and draw your attention to the fact that this product entails risks, including but not limited to market volatility, currency risk and volatility of the pledged crypto assets. This could require the client to deposit further crypto assets as collateral or force Bitcoin Suisse to liquidate the existing collateral or parts thereof.
